How can your plan offer broad coverage at such low rates?
For several reasons: First, we keep administrative costs to a minimum. There are no claim forms to fill-out and there are no collections.
More importantly, health-care professionals have begun to realize the buying power of large groups (members) in the same way product manufacturers have at Sam's Club and Costco. These two organizations have taken advantage of the buying power of a large group - their members. At Sam's Club, members get quality name-brand goods and services at discount prices. Think of us as the Sam's Club of health care.
How quickly can I use the plan?
If you enroll online, you can begin using the plan as soon as your method of payment "clears," and you become "active" in our system. That generally takes between 24 to 48 hours (not counting weekends). If you enroll by mail, you can use the plan as soon as your membership cards arrive, usually within 10-14 days Of your mailing in the application.
Do I get a membership card?
Yes. All members receive a membership card and a directory
of all the care-providers in your area and a complete list of fee-schedules for every dental procedure.
Is this insurance?
No. our system is a "discount fee for services" plan; otherwise know as a "referral" plan. Unlike insurance, with our system there are no deductibles, no waiting period, no claim forms, no age limits, and all pre-existing conditions (except braces in progress) are covered. Furthermore, we do not reimburse our care providers.
What if I move? Am I still covered?
Yes. We have care providers
across the U.S.A., Puerto Rico, and the U.S. Virgin Islands.
What if I find that it is not for me?
100% SATISFACTION
GUARANTEED. Use any benefit within 30 days of enrollment and if you are not completely satisfied, you may cancel your enrollment for a full membership refund. No questions asked.
I work in human resources for a medium-sized company that does not offer a dental plan. Can our employees join as a group?
Yes. We offer group policies to any company (or organization, profitable or non-profitable) of five members or more.
Do I have to use one of your care providers?
Yes. Remember, all of our care providers are carefully screened. They are all licensed professionals with the credentials and experience necessary to provide quality health care to their patients. Furthermore, we have established an exemplary history of quality health care and is the only referral provider to be recommended by National Association of Optometrists. Over a million members attest everyday to the quality of our health care providers.
Is there a limit to the number of members covered under the family plan?
There is no limit, as long as everyone enrolled in the family plan lives at the same mailing address.
I have some health insurance provided by my employer now, but it is not very good. Can I use your plan too?
Yes. Many of our members use our service as a supplement to the coverage they now have.
Going to the dentist/doctor makes me very nervous. I go to my dentist because he's gentle. He is not one of your providers. What would you suggest?
There is a form for your dentist/doctor to request becoming a care provider. Let us know and we'll mail one to you. We understand that finding the right dentist/doctor is important to you (and to us.) That is why we have taken great care in selecting our providers. And with our system, you may change dentists/doctors (or any care provider) as often as you like, without any penalty or extra cost. We know of members who tried several providers before finding one that met their expectations. With the growing number of care providers in our network, we're certain you will find one just right for you.
I understand that you offer a veterinary plan too. Is that so?
Our veterinary plan is not yet active. We expect it to be by the end of the year.
Do I have to go to the Internet to find all the care providers in my area?
No. All members receive a complete roster of all care providers in their area, including name, address, and phone number. This manual is updated annually.
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I had my teeth cleaned and x-rayed and I saved $65.00. Well worth it, I am very pleased with my dentist Dr. Cahen.
Rose J.
Boulder City, NV
I have regular health insurance as well, so I use your discounted rate and file the remainder with my insurance company. So my visits cost me even less.
Patricia T.
Katy, TX
I was at the doctor and saved about $150.00. The doctor I found from your qualified list was so nice and very generous that to not only give me my discount for being enrolled in your health plan, but also he gave me an additional discount on top of that.
Sarah B.
Las Vegas, NV
I saved around 25-40% on dental services, I was impressed with the service I received (dentist and staff). I worked in a dental clinic during the late 80’s. I feel that the clinic where my services were performed was a very professional, efficient, also knowledgeable group of individuals.
